:root{
  --navy:#0a1c38;--navy-deep:#050e1f;--navy2:#123a6d;--blue:#1a4dab;
  --gold:#f3a712;--gold2:#ffd873;--bronze:#b9762a;
  --paper:#f8f6f1;--white:#fff;--ink:#12213a;--muted:#5c6b81;--line:#e9e4d8;
  --shadow:0 30px 80px -24px rgba(8,20,42,.28);--shadow-sm:0 12px 32px -14px rgba(8,20,42,.22);
  --radius:22px;--radius-lg:32px;
  --serif:"Fraunces",Georgia,serif;--sans:"Inter",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);background:var(--paper);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased}
a{text-decoration:none;color:inherit}
button,input,select,textarea{font:inherit}
img{display:block;max-width:100%}
.container{width:min(1240px,92%);margin:auto}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}

/* ---------- Top bar ---------- */
.top{height:38px;background:var(--navy-deep);color:#c9d6ea;font-size:11.5px;letter-spacing:.2px}
.top .in{height:100%;display:flex;justify-content:space-between;align-items:center}
.top strong{color:var(--gold)}

/* ---------- Header ---------- */
.nav{height:82px;background:rgba(248,246,241,.86);backdrop-filter:blur(16px);position:sticky;top:0;z-index:200;border-bottom:1px solid var(--line)}
.navin{height:100%;display:flex;align-items:center;justify-content:space-between;gap:26px}
.brand{display:flex;align-items:center;gap:12px;font-family:var(--serif);font-weight:600;color:var(--navy);font-size:17px;letter-spacing:.2px}
.brand img{height:46px;width:46px;object-fit:contain}
.brand b{color:var(--gold);font-weight:700}
.menu{display:flex;gap:28px;align-items:center;font-size:13.5px;font-weight:600;color:var(--ink)}
.menu a{position:relative;padding:4px 0}
.menu a:not(.navbtn):after{content:"";position:absolute;left:0;bottom:-3px;width:0;height:2px;background:var(--gold);transition:width .25s}
.menu a:not(.navbtn):hover:after{width:100%}
.menu a.active:not(.navbtn){color:var(--bronze)}
.menu a.active:not(.navbtn):after{width:100%}
.navbtn{padding:12px 20px;background:var(--navy);color:#fff;border-radius:999px;font-weight:700;box-shadow:var(--shadow-sm)}
.navbtn:hover{background:var(--gold);color:var(--navy)}
.loginLink{display:flex!important;align-items:center;gap:6px}
.burger{display:none;border:0;background:none;width:40px;height:40px;position:relative;cursor:pointer}
.burger span{position:absolute;left:8px;right:8px;height:2px;background:var(--navy);transition:.25s}
.burger span:nth-child(1){top:14px}.burger span:nth-child(2){top:20px}.burger span:nth-child(3){top:26px}
.burger.on span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger.on span:nth-child(2){opacity:0}
.burger.on span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff}
.hero:before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle,#ffffff14 1px,transparent 1px);background-size:26px 26px;opacity:.5}
.heroGrid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;padding:96px 0 74px}
.eyebrow{display:inline-flex;align-items:center;gap:9px;color:var(--gold2);font-weight:700;letter-spacing:2.2px;font-size:11px;text-transform:uppercase}
.eyebrow:before{content:"";width:30px;height:2px;background:var(--gold)}
h1{font-family:var(--serif);font-weight:700;font-size:clamp(40px,5vw,64px);line-height:1.04;letter-spacing:-1.5px;margin:20px 0 22px}
h1 em{font-style:normal;color:var(--gold)}
.hero p.lead{max-width:520px;color:#c7d4e8;font-size:17px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:13px;padding:15px 22px;font-weight:700;cursor:pointer;font-size:14.5px;transition:transform .2s,box-shadow .2s}
.btn:hover{transform:translateY(-2px)}
.primary{background:var(--gold);color:var(--navy-deep);box-shadow:0 14px 30px -10px #f3a71270}
.outline{border:1px solid #ffffff40;color:#fff;background:#ffffff0d}
.heroStats{display:flex;gap:38px;margin-top:46px;flex-wrap:wrap}
.heroStats b{display:block;font-family:var(--serif);font-size:28px;color:#fff}
.heroStats small{color:#a9bcd6;font-size:10px;text-transform:uppercase;letter-spacing:1.1px}
.heroArt{position:relative;height:400px;display:flex;align-items:center;justify-content:center}
.heroArt:before{content:"";position:absolute;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,#f3a71230,transparent 70%);filter:blur(10px)}
.photoFrame{position:relative;width:340px;height:420px;border-radius:26px;overflow:hidden;box-shadow:0 40px 90px -20px rgba(0,0,0,.55);animation:monoFloat 6s ease-in-out infinite;z-index:2}
@keyframes monoFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
.photoFrame img{width:100%;height:100%;object-fit:cover}
.photoFrame:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,#050e1fda 100%)}
.frameCorner{position:absolute;width:52px;height:52px;z-index:2}
.frameCorner.tl{top:16px;left:16px;border-top:3px solid var(--gold);border-left:3px solid var(--gold);border-radius:10px 0 0 0}
.frameCorner.br{bottom:16px;right:16px;border-bottom:3px solid var(--gold);border-right:3px solid var(--gold);border-radius:0 0 10px 0}
.photoCaption{position:absolute;left:24px;right:24px;bottom:20px;color:#fff;font-weight:700;font-size:13px;letter-spacing:.3px;z-index:2;display:flex;align-items:center}
.credChip{position:absolute;top:-16px;right:-14px;z-index:3;animation:floatyChip 5s .4s ease-in-out infinite}
.floatChip{background:#fff;border-radius:16px;box-shadow:0 20px 45px -14px rgba(0,0,0,.45);padding:12px 15px;display:flex;align-items:center;gap:10px}
.floatChip .ic{width:32px;height:32px;border-radius:10px;background:#fff1cc;color:var(--bronze);display:grid;place-items:center;flex:none}
.floatChip b{display:block;color:var(--navy);font-size:12.5px;font-family:var(--serif)}
.floatChip small{color:var(--muted);font-size:9.5px}
@keyframes floatyChip{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@keyframes floatyChip{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@keyframes floatyChip{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}

/* ---------- Trust strip ---------- */
.trust{margin-top:-54px;position:relative;z-index:5}
.trustGrid{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow);display:grid;grid-template-columns:repeat(4,1fr);overflow:hidden}
.trustGrid>div{padding:26px 24px;border-right:1px solid var(--line);display:flex;gap:14px;align-items:flex-start}
.trustGrid>div:last-child{border:0}
.trustIcon{flex:none;width:42px;height:42px;border-radius:12px;background:#fff1cc;color:var(--bronze);display:grid;place-items:center}
.trustGrid b{display:block;color:var(--navy);font-size:14.5px}
.trustGrid small{color:var(--muted);font-size:12px}

/* ---------- Sections ---------- */
section{padding:110px 0}
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.reveal.show{opacity:1;transform:none}
.head{display:flex;justify-content:space-between;align-items:end;gap:35px;margin-bottom:44px}
.head h2{font-family:var(--serif);color:var(--navy);font-weight:600;font-size:clamp(32px,4vw,48px);line-height:1.08;letter-spacing:-1px;margin-top:10px}
.head p{max-width:480px;color:var(--muted)}

/* search */
.search{display:grid;grid-template-columns:1.6fr 1fr 1fr auto;gap:9px;background:#fff;border:1px solid var(--line);padding:12px;border-radius:18px;box-shadow:var(--shadow-sm);margin-bottom:30px}
.search input,.search select{width:100%;border:1px solid var(--line);background:#fbfcfe;border-radius:11px;padding:14px;outline:0}
.search input:focus,.search select:focus{border-color:var(--gold)}
.search button{border:0;border-radius:11px;background:var(--navy);color:#fff;padding:0 25px;font-weight:700;display:flex;align-items:center;gap:8px;justify-content:center}
.search button:hover{background:var(--navy2)}
.emptyState{grid-column:1/-1;text-align:center;padding:60px 20px;color:var(--muted)}
.alertBanner{margin-top:26px;background:linear-gradient(120deg,#fff6e2,#fffdf7);border:1px solid #f3e0ad;border-radius:20px;padding:24px 28px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.alertBanner b{display:block;color:var(--navy);font-family:var(--serif);font-size:17px;font-weight:600}
.alertBanner span{color:var(--muted);font-size:13px}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:23px;overflow:hidden;box-shadow:0 10px 30px -14px rgba(10,28,56,.14);transition:.3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.photo{height:180px;position:relative;overflow:hidden}
.photo img{width:100%;height:100%;object-fit:cover;transition:.5s}
.card:hover .photo img{transform:scale(1.06)}
.badge{position:absolute;left:14px;top:14px;background:#fff;color:var(--navy);padding:6px 11px;border-radius:99px;font-size:10.5px;font-weight:800;display:flex;align-items:center;gap:5px}
.heart{position:absolute;right:13px;top:12px;border:0;background:#fff;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;color:var(--muted);cursor:pointer}
.heart.on{color:#e5484d}
.body{padding:22px}
.type{font-size:10.5px;letter-spacing:1.6px;color:var(--bronze);text-transform:uppercase;font-weight:800}
.body h3{font-family:var(--serif);color:var(--navy);font-size:23px;margin:6px 0 3px;font-weight:600}
.loc{color:var(--muted);font-size:13px;display:flex;align-items:center;gap:6px}
.chips{display:flex;gap:7px;flex-wrap:wrap;margin:16px 0}
.chips span{padding:7px 10px;border-radius:8px;background:var(--paper);font-size:11px;font-weight:700;color:var(--ink)}
.cardFoot{display:flex;justify-content:space-between;align-items:center;border-top:1px solid var(--line);padding-top:14px}
.view{border:0;background:none;color:var(--navy);font-weight:800;cursor:pointer;display:flex;align-items:center;gap:6px}
.view:hover{color:var(--bronze)}
.compareLabel{display:flex;align-items:center;gap:7px;margin-top:12px;font-size:11.5px;color:var(--muted);cursor:pointer}
.compareLabel input{accent-color:var(--gold);width:14px;height:14px}
.compareBar{position:fixed;left:50%;bottom:22px;transform:translateX(-50%);z-index:260;background:var(--navy);color:#fff;border-radius:99px;padding:10px 10px 10px 20px;display:none;align-items:center;gap:14px;box-shadow:0 20px 50px -14px rgba(0,0,0,.5)}
.compareBar.on{display:flex}
.compareBar span{font-size:13px;font-weight:700}
.compareBar button{border:0;border-radius:99px;padding:9px 16px;font-weight:800;font-size:12.5px;cursor:pointer}
.compareBar .go{background:var(--gold);color:var(--navy-deep)}
.compareBar .clear{background:#ffffff1c;color:#fff}
.compareTable{width:100%;border-collapse:collapse;font-size:13px;margin-top:14px}
.compareTable th,.compareTable td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left}
.compareTable th{color:var(--muted);font-weight:600;width:120px}
.compareTable td{color:var(--navy);font-weight:700}
.compareTable img{width:100%;height:90px;object-fit:cover;border-radius:10px}

/* categories */
.categories{background:#fff}
.catgrid{display:grid;grid-template-columns:repeat(6,1fr);gap:14px}
.cat{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:26px 10px;text-align:center;color:var(--navy);font-weight:700;font-size:13.5px;transition:.25s}
.cat svg{width:30px;height:30px;margin-bottom:10px}
.cat:hover{background:var(--navy);color:#fff;transform:translateY(-4px)}
.cat:hover svg{color:var(--gold)}

/* about */
.about{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.aboutImg{height:520px;border-radius:var(--radius-lg);overflow:hidden;position:relative;box-shadow:var(--shadow)}
.aboutImg img{width:100%;height:100%;object-fit:cover}
.logoCard{position:absolute;bottom:20px;left:20px;background:#fff;border-radius:16px;padding:12px 15px;display:flex;align-items:center;gap:10px;box-shadow:0 15px 40px #071b3630}
.logoCard img{width:42px;height:42px}
.logoCard b{color:var(--navy);display:block;font-family:var(--serif);font-size:13.5px}
.logoCard small{color:var(--muted);font-size:10.5px}
.checks{display:grid;gap:15px;margin:26px 0}
.check{display:flex;gap:13px}
.check i{flex:none;font-style:normal;background:#fff1cc;color:var(--bronze);width:26px;height:26px;border-radius:50%;display:grid;place-items:center}

/* services */
.services{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.service{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px;transition:.25s}
.service:hover{border-color:var(--gold);box-shadow:var(--shadow-sm)}
.serviceIcon{width:52px;height:52px;border-radius:14px;background:var(--navy);color:var(--gold);display:grid;place-items:center;margin-bottom:18px}
.service h3{font-family:var(--serif);color:var(--navy);margin-bottom:7px;font-weight:600;font-size:19px}
.service p{font-size:13.5px;color:var(--muted)}

/* process */
.process{background:var(--navy);color:#fff;border-radius:var(--radius-lg)}
.processGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#ffffff1c;border-radius:var(--radius-lg);overflow:hidden}
.step{background:var(--navy);padding:38px 28px}
.step .n{font-family:var(--serif);color:var(--gold);font-size:14px;font-weight:700}
.step h3{font-family:var(--serif);font-size:19px;margin:10px 0 8px;font-weight:600}
.step p{font-size:13px;color:#b9c7dd}

/* investors */
.investorsGrid{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}
.investStats{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:26px}
.investStat{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.investStat b{display:block;font-family:var(--serif);color:var(--navy);font-size:30px;font-weight:700}
.investStat small{color:var(--muted);font-size:12px}
.investImg{height:460px;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);position:relative}
.investImg img{width:100%;height:100%;object-fit:cover}
.investBadge{position:absolute;left:20px;bottom:20px;background:#fff;border-radius:16px;padding:14px 18px;box-shadow:0 20px 45px -14px rgba(0,0,0,.4);display:flex;align-items:center;gap:12px}
.investBadge .ic{width:38px;height:38px;border-radius:11px;background:#fff1cc;color:var(--bronze);display:grid;place-items:center}
.investBadge b{display:block;color:var(--navy);font-family:var(--serif);font-size:14px}
.investBadge small{color:var(--muted);font-size:10.5px}

/* partner */
.partnerGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.partnerCard{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;text-align:left;transition:.25s}
.partnerCard:hover{border-color:var(--gold);box-shadow:var(--shadow-sm);transform:translateY(-4px)}
.partnerIcon{width:52px;height:52px;border-radius:14px;background:var(--navy);color:var(--gold);display:grid;place-items:center;margin-bottom:18px}
.partnerCard h3{font-family:var(--serif);color:var(--navy);font-size:19px;margin-bottom:8px;font-weight:600}
.partnerCard p{font-size:13.5px;color:var(--muted);margin-bottom:18px;min-height:60px}
.partnerCard button{border:0;background:none;color:var(--navy);font-weight:800;cursor:pointer;display:flex;align-items:center;gap:6px;font-size:13.5px}
.partnerCard button:hover{color:var(--bronze)}

/* finance */
.financeWrap{background:linear-gradient(135deg,var(--navy-deep),var(--navy2));border-radius:var(--radius-lg);padding:52px;box-shadow:var(--shadow);color:#fff;display:grid;grid-template-columns:1.05fr .95fr;gap:55px}
.financeWrap h2{font-family:var(--serif);font-size:clamp(32px,4vw,46px);line-height:1.06;margin:8px 0;color:#fff;font-weight:600;letter-spacing:-1px}
.financeWrap p{color:#c9d9e9}
.field{margin-top:18px}
.field label{display:block;color:#b9cde1;font-size:11px;font-weight:700;margin-bottom:7px;text-transform:uppercase;letter-spacing:.6px}
.field input{width:100%;padding:13px;border-radius:11px;border:1px solid #ffffff22;background:#ffffff0d;color:#fff;outline:0}
.field input:focus{border-color:var(--gold)}
.result{border:1px solid #ffffff1e;background:#ffffff0b;border-radius:22px;padding:32px;display:flex;flex-direction:column;justify-content:center;gap:14px}
.result small{color:#adc2d8}
.result strong{font-family:var(--serif);font-size:44px;color:var(--gold);line-height:1.1;font-weight:700}
.donutRow{display:flex;align-items:center;gap:18px;margin-top:6px}
.donut{width:92px;height:92px;border-radius:50%;flex:none;background:conic-gradient(var(--gold) 0deg,var(--gold) var(--pct,180deg),#ffffff26 0deg);position:relative;display:grid;place-items:center}
.donut:after{content:"";position:absolute;inset:12px;border-radius:50%;background:#0d2a52}
.donutLegend{font-size:12px;color:#cbdaea;display:grid;gap:6px}
.donutLegend span{display:flex;align-items:center;gap:7px}
.donutLegend i{width:9px;height:9px;border-radius:3px;background:var(--gold);display:inline-block}
.donutLegend i.b{background:#ffffff30}

/* reviews */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.review{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px}
.stars{color:var(--gold);letter-spacing:2px}
.review p{color:var(--muted);margin:14px 0;font-size:14.5px}
.review b{color:var(--navy);font-size:13px}
.revTop{display:flex;align-items:center;gap:12px;margin-bottom:14px}
.avatar{width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-family:var(--serif);font-weight:700;flex:none}
.googleSummary{display:flex;align-items:center;gap:18px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 24px;margin-bottom:26px;flex-wrap:wrap}
.gLogo{width:38px;height:38px;border-radius:50%;background:#fff;border:1.5px solid var(--line);display:grid;place-items:center;font-family:var(--serif);font-weight:800;color:var(--navy);font-size:17px}
.gScore{font-family:var(--serif);font-size:24px;color:var(--navy);font-weight:700}
.gScore small{font-size:12px;color:var(--muted);font-weight:500}
.gMeta{display:flex;flex-direction:column;gap:2px}
.gMeta small{color:var(--muted);font-size:11px}
.googleSummary a{margin-left:auto;color:var(--navy);font-weight:800;font-size:13px}
.googleSummary a:hover{color:var(--bronze)}

/* faq */
.faq{max-width:820px;margin:0 auto}
.faqItem{border-bottom:1px solid var(--line)}
.faqQ{width:100%;text-align:left;background:none;border:0;padding:22px 4px;display:flex;justify-content:space-between;align-items:center;gap:20px;cursor:pointer;font-weight:700;color:var(--navy);font-size:15.5px}
.faqQ svg{flex:none;transition:transform .3s;color:var(--bronze)}
.faqItem.on .faqQ svg{transform:rotate(180deg)}
.faqA{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faqA p{padding:0 4px 22px;color:var(--muted);font-size:14.5px;max-width:680px}

/* guides */
.guidesGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.guideCard{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;cursor:pointer;transition:.25s}
.guideCard:hover{border-color:var(--gold);box-shadow:var(--shadow-sm)}
.guideTag{font-size:10.5px;letter-spacing:1.4px;color:var(--bronze);text-transform:uppercase;font-weight:800}
.guideCard h3{font-family:var(--serif);color:var(--navy);font-size:19px;margin:8px 0;font-weight:600}
.guideCard .excerpt{font-size:13.5px;color:var(--muted)}
.guideBody{max-height:0;overflow:hidden;transition:max-height .4s ease}
.guideBody p{font-size:13.5px;color:var(--muted);padding-top:12px;border-top:1px solid var(--line);margin-top:14px}
.guideCard .readmore{color:var(--navy);font-weight:800;font-size:12.5px;margin-top:14px;display:inline-block}

/* referral */
.referralWrap{background:linear-gradient(135deg,var(--navy-deep),var(--navy2));border-radius:var(--radius-lg);padding:52px;color:#fff;display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center;box-shadow:var(--shadow)}
.referralWrap h2{font-family:var(--serif);font-size:clamp(28px,4vw,40px);font-weight:600;letter-spacing:-1px;color:#fff}
.referralWrap p{color:#c9d9e9;margin-top:12px}
.referralSteps{display:grid;gap:12px;margin-top:22px}
.referralSteps div{display:flex;gap:12px;align-items:flex-start;font-size:13.5px;color:#dbe6f2}
.referralSteps b{color:var(--gold);font-family:var(--serif)}

/* contact */
.contact{background:#fff}
.contactGrid{display:grid;grid-template-columns:.82fr 1.18fr;gap:22px}
.contactBox,.form{background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:32px}
.contactBox h3{font-family:var(--serif);font-size:27px;color:var(--navy);font-weight:600}
.item{display:flex;gap:13px;margin:20px 0;align-items:flex-start}
.item i{flex:none;width:38px;height:38px;border-radius:11px;background:#fff1cc;color:var(--bronze);display:grid;place-items:center}
.item strong{display:block;color:var(--navy);font-size:14px}
.item span{font-size:13px;color:var(--muted)}
.mapFrame{border-radius:16px;overflow:hidden;border:1px solid var(--line);margin-top:22px;height:180px}
.mapFrame iframe{width:100%;height:100%;border:0}
.form{display:grid;gap:11px}
.form input,.form select,.form textarea{border:1px solid #dde5ef;border-radius:11px;padding:13px;background:#fff;outline:0}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--gold)}
.form textarea{min-height:120px;resize:vertical}
.formNote{font-size:11.5px;color:var(--muted)}

/* footer */
footer{background:var(--navy-deep);color:#a9bbd0;padding:60px 0 22px}
.footerGrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px}
.footerGrid h3{font-family:var(--serif);color:#fff;margin-bottom:14px;font-weight:600;font-size:16px}
.footerGrid a{display:flex;align-items:center;gap:8px;font-size:13px;margin:9px 0;color:#a9bbd0}
.footerGrid a:hover{color:var(--gold)}
.footBrand{font-family:var(--serif);font-size:19px;color:#fff;font-weight:600}
.bottom{border-top:1px solid #ffffff15;margin-top:38px;padding-top:18px;display:flex;justify-content:space-between;font-size:11.5px}

/* floating whatsapp */
.wa{position:fixed;right:22px;bottom:22px;z-index:250;width:58px;height:58px;border-radius:50%;background:#1bb76b;color:#fff;display:grid;place-items:center;box-shadow:0 14px 34px #1bb76b55}
.toTop{position:fixed;right:22px;bottom:90px;z-index:249;width:44px;height:44px;border-radius:50%;background:#fff;color:var(--navy);border:1px solid var(--line);display:none;place-items:center;box-shadow:var(--shadow-sm);cursor:pointer;transition:.25s}
.toTop.show{display:grid}
.toTop:hover{background:var(--navy);color:#fff}
@media(max-width:640px){.toTop{bottom:74px;right:16px}}
.mobileBar{display:none}
.wa svg{width:27px;height:27px}

/* modal */
.modal{position:fixed;inset:0;background:#03162dcc;z-index:400;display:none;align-items:center;justify-content:center;padding:20px}
.modal.on{display:flex}
.modalBox{width:min(520px,100%);background:#fff;border-radius:25px;padding:32px;position:relative}
.close{position:absolute;right:16px;top:12px;border:0;background:none;font-size:26px;cursor:pointer;color:var(--muted)}
.modalBox h3{font-family:var(--serif);font-size:26px;color:var(--navy);font-weight:600}
.modalBox p{color:var(--muted);margin:6px 0 16px;font-size:14px}
.modalBox input,.modalBox textarea,.modalBox select{width:100%;padding:13px;border:1px solid var(--line);border-radius:11px;margin:5px 0;outline:0;background:#fff}
.modalBox input:focus,.modalBox textarea:focus,.modalBox select:focus{border-color:var(--gold)}
.modalBox textarea{min-height:100px}
.modalGallery{margin:-32px -32px 18px;position:relative;height:180px;border-radius:25px 25px 0 0;overflow:hidden}
.modalGallery img{width:100%;height:100%;object-fit:cover}
.modalGallery .navBtn{position:absolute;top:50%;transform:translateY(-50%);width:34px;height:34px;border-radius:50%;background:#ffffffe6;border:0;display:grid;place-items:center;cursor:pointer;color:var(--navy)}
.modalGallery .navBtn.prev{left:10px}
.modalGallery .navBtn.next{right:10px}
.modalGallery .dots{position:absolute;bottom:10px;left:0;right:0;display:flex;justify-content:center;gap:6px}
.modalGallery .dots span{width:6px;height:6px;border-radius:50%;background:#ffffff80}
.modalGallery .dots span.on{background:#fff}
.loginTypes{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:16px}
.typeBtn{display:flex;flex-direction:column;align-items:center;gap:6px;padding:14px 6px;border:1.5px solid var(--line);border-radius:14px;background:var(--paper);color:var(--muted);font-weight:700;font-size:12px;cursor:pointer;transition:.2s}
.typeBtn svg{color:var(--muted)}
.typeBtn:hover{border-color:var(--gold)}
.typeBtn.on{border-color:var(--gold);background:#fff6e2;color:var(--navy)}
.typeBtn.on svg{color:var(--bronze)}

@media(prefers-reduced-motion:reduce){
 *,*:before,*:after{animation-duration:.001ms!important;transition-duration:.001ms!important}
}

@media(max-width:980px){
 .heroGrid{grid-template-columns:1fr;padding:60px 0 50px}
 .heroArt{height:340px;order:-1;transform:scale(.78)}
 .menu{position:fixed;top:82px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px 20px 26px;gap:2px;box-shadow:0 20px 40px #0000001a;max-height:0;overflow:hidden;transition:max-height .3s ease}
 .menu.on{max-height:420px}
 .menu a{padding:14px 4px;border-bottom:1px solid var(--line)}
 .menu a.navbtn{margin-top:12px;text-align:center;border-bottom:0}
 .burger{display:block}
 .trustGrid{grid-template-columns:repeat(2,1fr)}
 .trustGrid>div:nth-child(2){border-right:0}
 .cards,.services,.reviews,.partnerGrid{grid-template-columns:repeat(2,1fr)}
 .catgrid{grid-template-columns:repeat(3,1fr)}
 .about,.financeWrap,.contactGrid,.investorsGrid{grid-template-columns:1fr}
 .investImg{height:320px;order:-1}
 .investStats{grid-template-columns:1fr 1fr}
 .aboutImg{height:400px}
 .search{grid-template-columns:1fr 1fr}
 .footerGrid{grid-template-columns:repeat(2,1fr)}
 .processGrid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:640px){
 .top .in{justify-content:center;text-align:center}
 .top .in span:last-child{display:none}
 .nav{height:70px}
 .brand img{height:38px;width:38px}
 .brand{font-size:13.5px}
 .wa{display:none}
 .mobileBar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:250;box-shadow:0 -10px 30px rgba(0,0,0,.12)}
 .mobileBar a{flex:1;display:flex;align-items:center;justify-content:center;gap:8px;padding:15px 10px;font-weight:800;font-size:13.5px;background:var(--navy);color:#fff}
 .mobileBar a.w{background:#1bb76b}
 body{padding-bottom:56px}
 section{padding:74px 0}
 .head{display:block}
 .head p{margin-top:14px}
 .cards,.services,.reviews,.partnerGrid{grid-template-columns:1fr}
 .catgrid{grid-template-columns:repeat(2,1fr)}
 .search{grid-template-columns:1fr}
 .financeWrap{padding:26px}
 .donutRow{flex-direction:column;align-items:flex-start}
 .result strong{font-size:36px}
 .footerGrid{grid-template-columns:1fr}
 .processGrid{grid-template-columns:1fr}
 .bottom{display:block}
 .bottom span{display:block;margin-top:8px}
}